Life insurance is about much more than protecting yourself. It can be an immediate source of tax-free dollars when your family needs it the most. At its core, life insurance protects your future, your assets, and provides your family with real financial security that they can count on.
The right insurance is about more than choosing the right company. It's about selecting coverage that fits your specific needs. We provide expert guidance to help you do both. John Francis maintains its independence and has the ability to shop your life insurance to just about every top carrier in the insurance industry.
As long as the necessary premiums are paid, protection is guaranteed for your entire life or to a specific age / maturity. Policy accumulates a cash value that grows on a tax-deferred basis that you can borrow against. Certain permanent life insurance policies can help you build wealth when you use it as a separate asset class in a diversified financial portfolio.
Initially, premiums are generally lower than those for permanent insurance, allowing you to buy higher levels of coverage at a younger age when the need for protection often is greatest. However, premiums can increase as you age, and generally, the policy doesn’t offer cash value or paid-up insurance.
The loss of A key employee can greatly impact your business. Key person insurance is a type of business insurance designed to help a company recover from the financial loss caused by the death of an owner, partner, or essential employee. Key person insurance provides financial protection by giving businesses the time to find and train replacements for key employees.
Buy-sell agreement insurance operates on a simple principle: providing financial safety nets. A buy-sell agreement is a legally binding contract between business owners that predetermines the terms of buying out a departing owner’s interest. This agreement is typically funded by life insurance, which ensures that funds are available in the event of an owner’s death, disability, or retirement. This mechanism is called buy-sell agreement insurance.
Copyright © 2023 ALEXANDER CAPITAL INSURANCE AGENCY - All Rights Reserved.
ALEXANDER CAPITAL INSURANCE AGENCY is a licensed insurance agency and brokerage.
Alexander Capital Insurance Agency and it's Agents/ Advisors do not provide tax, accounting or legal advice. Please consult your own independent advisor as to any tax, accounting or legal statements made herein.
Alexander Capital Insurance Agency does NOT offer or recommend variable annuities or variable life insurance.
This site is designed and maintained by: 3am Digital Marketing